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Compare SME Business Banking in Hong Kong
ZA Bank
ZA Bank is the first digital bank in Hong Kong, offering SME and Web3 friendly services like easy online account opening and innovative features such as cashback, competitive interest rates, and instant fund transfers.
Standard Bank Charges
From HK$1,500
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Special Company Fees^
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
From HK$10,000
1 to 8 weeks
No
HK$10,000
DBS
DBS SME Banking offers online business account opening process with welcome rewards, and banking access through the DBS IDEAL app, facilitating seamless financial management and cross-border transactions.
Standard Bank Charges
From HK$1,200
(discount may be applied under promotional offers)
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Special Company Fees^
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
From HK$10,000
1 to 8 weeks
Yes
HK$50,000
HSBC
The HSBC Business Integrated Account offers a comprehensive solution for managing finances with a single account. Combine savings, current, and investment accounts in multiple currencies, and access 24/7 digital banking.
Standard Bank Charges
From HK$1,600
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Special Company Fees^
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
From HK$11,000
4 to 8 weeks
Yes
HK$100,000
Hang Seng
Hang Seng Bank offers a comprehensive suite of banking services for businesses, including account opening, payment solutions, and foreign exchange. The platform provides integrated financial management tools and digital banking options to support efficient business operations.
Standard Bank Charges
From HK$1,200
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Special Company Fees^
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
From HK$10,000
1 to 8 weeks
Yes
HK$50,000
CITIC
The China CITIC Bank Internationalt offers SME multi-currency support, real-time approvals, and integration with business tools, catering to entrepreneurs seeking fast, flexible, and efficient banking solutions for global operations.
Standard Bank Charges
From HK$1,500
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Special Company Fees^
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
From HK$10,000
1 to 6 weeks
Yes
HK$50,000
Standard Chartered
Standard Chartered HK SME Banking offers financial solutions, including innovative solutions, inclusive financing, and an international network.
Standard Bank Charges
From HK$1,200
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Special Company Fees^
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
From HK$10,000
4 to 8 weeks
Yes
HK$50,000
China Construction Bank (Asia)
China Construction Bank (Asia) offers a range of commercial banking services for SMEs, including online account opening, SME loan solutions, trade services, employer payroll autopay, and corporate faster payment system. They also provide ERP business assistant, corporate bill payment, and green finance solutions.
Standard Bank Charges
From HK$12,300
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Special Company Fees^
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
From HK$10,000
1 to 8 weeks
Yes
HK$100,000
Dah Sing Bank
Dah Sing Bank's 328 Business Banking provides flexible banking solutions for businesses. They offer various services including business accounts, 328 Business e-Banking, business cards, SME loans, and merchant services.
Standard Bank Charges
From HK$1,400
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Special Company Fees^
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
From HK$10,000
4 to 8 weeks
Yes
HK$30,000
Bank of China (Hong Kong)
BOCHK SME Banking supports businesses with tailored financial solutions, including fee-waived Business Integrated Accounts, flexible loans, and digital cash management tools. Specializing in cross-border services for the Greater Bay Area, they offer asset protection and award-winning expertise to empower SMEs.
Standard Bank Charges
From HK$1,350
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Special Company Fees^
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
From HK$5,000
1 to 6 weeks
Yes
HK$50,000
ICBC (Asia)
ICBC delivers comprehensive financial solutions, featuring corporate expense management cards and tailored loan services. Their offerings include streamlined business accounts with dedicated support for overseas company account opening.
Standard Bank Charges
From HK$1,700
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Special Company Fees^
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
From HK$3,000
8 to 12 weeks
Yes
HK$50,000
Livi Bank
Livi Business streamlines SME banking with fully digital solutions, featuring online account opening for Hong Kong companies owned by HK residents or Mainland ID holders. Livi also provides competitive time deposit rates, multi-currency transfers (HKD/CNY/USD).
Standard Bank Charges
From HK$1,500
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Special Company Fees^
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
N/A
1 to 6 weeks
No
N/A
OCBC
OCBC SME Business Account can manage up to 15 currencies, access real-time FX rates, and collect payments instantly through FPS. Consolidate current, savings, and time deposits in one seamless hub, paired with a business debit card for secure spending and transaction tracking.
Standard Bank Charges
From HK$1,200
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Special Company Fees^
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
From HK$10,000
1 to 6 weeks
Yes
HK$50,000
CMB Wing Lung Bank
CMB Wing Lung Bank delivers commercial banking solutions, from SME financing and cash flow optimization to trade finance, insurance, and MPF services. Enhance efficiency with corporate credit cards and Payroll Services for seamless payroll management.
Standard Bank Charges
From HK$2,800
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Special Company Fees^
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
From HK$10,000
4 to 8 weeks
Yes
HK$50,000
Fusion Bank
The Fusion Bank Business Account provides digital banking solutions for SMEs, featuring multi-currency support, real-time transaction processing, and seamless integration with financial tools.
Standard Bank Charges
From HK$1,200
e.g. Company Search Fees, Administration Fees and/or Account Set-up Fees
Special Company Fees^
Standard Processing Time
Business Card Availability
Minimum Balance Required
Fees & Charges
HK$10,000
4 to 8 weeks
No
N/a
Disclaimer​
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^Special companies (including but not limited to the following cases): Companies operating in specific industries; Corporate structures with three or more layers of holding levels; Major shareholder(s) being non-Hong Kong permanent resident(s); Trust accounts. Final approval and terms are subject to the individual bank's independent assessment and discretion.
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