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Terms of Use

Russell Consulting Limited (“We”) provide our services to you through our website located at www.openly.global (or any subsequent URL which may replace it) (the “Website”) and through our online content, whether accessed on the Website or through third-party websites (collectively, such services, including any new features and applications, and the Website, the “Services”), subject to the following Terms of Use.

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By accessing or using this Website, you agree to be bound by the following Terms of Use. If you do not agree to these terms, you must discontinue using the Website immediately.

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1. Acceptance of Terms

By accessing or using this Website, you confirm that you have read, understood, and agreed to these Terms of Use and our Privacy Policy. These terms may be updated periodically, and your continued use of the Website constitutes your acceptance of any changes.

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2. Website Purpose

This Website provides information about bank and financial services sourced from third-party websites and publicly available resources. The Website does not offer financial advice, nor does it guarantee the accuracy, reliability, or completeness of the information provided. The content is intended for informational purposes only and should not be considered as an endorsement or recommendation of any product or institution.

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3. User Responsibilities

  • You are responsible for ensuring that the information on this Website meets your needs before making any decisions based on it.

  • You agree to independently verify all details by consulting the relevant banks or financial institutions.

  • You must not use the Website for unlawful purposes, including but not limited to distributing viruses, hacking, or engaging in any activity that disrupts the functionality of the Website.

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4. No Financial Advice

The Website does not provide financial, legal, or professional advice. Any decisions you make regarding financial products or services are solely your responsibility. We strongly encourage you to consult with financial professionals or directly contact the relevant banks or financial institutions before making any decisions.

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5. Third-Party Content

The Website includes information sourced from third-party websites or publicly available resources. We are not responsible for the accuracy, reliability, or completeness of the content. Links to external websites are provided for convenience only, and we do not endorse or take responsibility for the content, products, or services found on these external sites.

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6. Limitation of Liability

To the fullest extent permitted by law:

  • The Website, its owners, and its operators shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website or reliance on the information provided.

  • We do not guarantee uninterrupted or error-free access to the Website.

Your use of the Website is at your own risk.

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7. Intellectual Property

All content on the Website, including text, graphics, logos, and design, is the intellectual property of Russell Consulting Limited unless otherwise stated. You may not reproduce, distribute, or exploit any part of the Website without prior written permission.

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8. Indemnification

By using this Website, you agree to indemnify and hold harmless the Website, its owners, operators, and affiliates from any claims, damages, or liabilities arising from your use of the Website or breach of these Terms of Use.

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9. Termination

We reserve the right to terminate or restrict your access to the Website at any time, with or without cause, and without prior notice.

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10. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Hong Kong. Any disputes arising from these terms or your use of the Website shall be resolved exclusively in the courts of Hong Kong.

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11. Contact Information

If you have any questions or concerns about these Terms of Use, please contact us at:
Email: info@openly.global

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The English version shall prevail in case of any discrepancy or inconsistency between the English version and its Chinese translation.

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Last Updated: 15 April, 2025

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